Our Firm

Preparing for that next step in life isn't always easy. The road to financial stability can seem complicated, time consuming, and difficult—perhaps even a bit overwhelming. Life is full of so many responsibilities and priorities that it can be hard to find time to start or even to know where to begin.

Whether you are preparing for a milestone life event, such as retirement or the sale of a business, or simply looking for financial protection for the future, we promise to offer you a new level of attention, insight, and guidance.

We offer a straightforward approach to building financial strategies focused around you, your schedule, your circumstances, and your objectives. Our team takes the time to understand your needs, explain different options to you and earn your trust before offering possible solutions. By working with us, you can take meaningful, manageable steps toward developing an integrated strategy to help achieve a secure financial future. Since your financial situation is bound to change, we work with you over time to monitor your progress and help ensure you are on track to achieving your goals

Our aim is to provide a road map to help our clients attain their financial goals. As financial professionals, we help our clients develop and implement a strategy that assures them, and those who depend upon them, that their financial goals can be reached.  Our mission is to provide value that continues for generations.  Our team has over 35 years of financial services experience and maintains all relevant securities and insurance licenses.


Our Services



Financial Services


Wealth Accumulation Strategies



  • Fee-based Financial Planning
  • Retirement and Social Security Planning
  • Education Funding Strategies
  • Wealth Management
  • Mutual Fund / ETF Investing
  • IRA Consolidation/Rollovers/Pension Transfers
  • Pension Payout Alternatives
  • Fixed and Variable Annuities



Family and Wealth Preservation Strategies



  • Life Insurance and Risk Management
  • Medicare Supplement Coverage
  • Long-Term Care Insurance
  • Charitable Giving Strategies
  • Estate Conservation Strategies



Business Continuation/Key Employee



  • Deferred Compensation Plans
  • Executive Retirement Plans
  • Key person Life & Disability Insurance
  • Buy/Sell Agreement Funding
  • Disability Buy-Out Plans



Retirement Plans / Employee Benefits



  • 401(k), Profit Sharing Plans, 403(b) Plans
  • Defined Benefit and Defined Contribution Pension Plans
  • SEP and SIMPLE IRA Plans
  • Group Insurance (Health, Life, DI & Dental)
  • Health Savings Plans
  • Flexible Spending Accounts
  • Workplace Education



Leadership



When you work with a Financial Services Representative to design the best path for your financial future, your goals become our goals, which we strive to achieve together. I assist you in setting, monitoring, and meeting your goals through a spectrum of financial services, including long-term asset accumulation, preservation, and distribution strategies.


Securities and Investment Advisory services offered exclusively through Hornor, Townsend, & Kent, LCC (HTK), Registered investment advisor, Member FINRA/SIPC.


Fee-based financial planning services offered through Investment Advisor Representatives of HTK.